Home Rehab & Repair

The Community Development Block Grant (CDBG) Program was designed to revitalize and strengthen residential neighborhoods through the renovation of low to moderate income, owner-occupied homes. This program is made possible through a collaborative effort between Blue Water Community Action and St. Clair County Metropolitan Planning Commission with funding coming from the Michigan State Housing Development Authority (MSHDA).

Since 1996, BWCA has invested over $1,500,000 and rehabilitated more than 127 homes in St. Clair County (excluding the City of Port Huron).

The CDBG Program works to enable income-eligible homeowners to receive one-time, 4% simple interest deferred loans to make improvements and repairs to their home. The loans do not have to be paid back until the title of the home changes hands or the home is sold. Work to the home will focus on health and safety issues including roof, foundation, heating, plumbing and electrical.

Program participants will be required to meet program guidelines and be agreeable to repayment terms (if applicable). Some of the guidelines are you must meet the current income guidelines, live in the home for one year, home cannot be located within the City of Port Huron, and home cannot be in foreclosure. Please call for more information on the guidelines.